What Is Supply Chain Financing? Benefits, Risks, and When to Use It
Most businesses have long payment cycles. For instance, the suppliers may deliver the goods today but may take as long as 30, 60, or even 90 days to make the payment. Although this is helpful for the buyer in terms of cash flow management, it may also create difficulties for the suppliers since they may […]
TReDS vs Factoring vs Reverse Factoring: Which Is Best for PSU Suppliers?
If you are dealing with PSUs, you would already be aware of this drill. So, the order is placed, the goods are delivered, and the invoice is sent, but the payment takes weeks or even months to come through. In between, salaries have to be paid, raw materials have to be bought, etc. Now, how […]
Managing Funding for Working Capital and High DSO in Growing GovCon Companies
When a company wins government contracts, it is often a sign that it is entering a phase of rapid growth, as it can mean more contracts, more employees, and more potential revenue. However, it also means that it is likely to face a financial challenge that many GovCon companies eventually face: cash flow pressures. Unlike […]
Accounting Complexity Thresholds That Require External Support
At what point does accounting stop being “in-house manageable” and start becoming a structural risk? Most finance teams don’t notice the shift immediately. The business grows. Invoice volumes double. GST reconciliations become more frequent. Month-end slips from Day 6 to Day 12. The board starts asking for sharper reporting. Auditors ask tougher questions. And slowly, […]
Physical Inventory vs System Inventory: Causes of Mismatch and Financial Impact
Inventory is often one of the largest assets on an Indian company’s balance sheet. Yet in many businesses, one uncomfortable question lingers: Does the stock in the system actually exist on the floor? The ERP says ₹48 crore. The warehouse supervisor says, “approximately.” The auditor says, “let’s verify.” The bank says, “this determines your drawing […]
Key Tax and Compliance Updates Businesses Should Prepare for in India (2026)
In August 2023, the government dropped the mandatory e-invoicing threshold to ₹5 crore in turnover. For a lot of business owners, it was a sudden systems upgrade, new reconciliation pressure, and more eyes on every invoice raised. The compliance environment heading into 2026 isn’t about one big tax reform. It’s about a series of adjustments […]
How to Streamline Inventory Across Raw Material, WIP, and Finished Goods
Inventory decisions rarely fail because of poor intent. They fail because they are made in isolation. Raw material is procured to secure supply. Production is scheduled to maximise utilisation. Finished goods are stocked to protect service levels. Each decision makes sense on its own. Together, they create excess inventory, longer lead times, and avoidable pressure […]
Managing Receivables When Your Customers Are Government or PSUs
If your biggest customers are government departments or PSUs, you already know this truth: sales are guaranteed, but cash is not. On paper, things look better than before. Delayed payments to Indian businesses have come down to ~₹7.34 lakh crore as of March 2024, lower than previous years. But for MSMEs and mid-sized suppliers, that […]
Why Outsourcing Finance and Accounting Helps Companies Scale Better
Growth doesn’t break sales first, it breaks finance. You see it in delayed closes, surprise swings in cash, and MIS that never arrives on time. Those choke points slow every decision that scaling depends on. Most teams still take 6+ business days to close; smaller or fragmented teams routinely stretch to 10–15 days, which makes […]
How to Set Up Credit Control Policies Without Hurting Customer Relationships
Late payments are now a routine working-capital issue for Indian companies, not a one-off collections problem. Payment risk data shows DSO rising as credit terms loosen and enforcement weakens, especially in B2B trade. The impact is direct: cash forecasts break, vendor payments slip, and month-end numbers stop reflecting reality. Credit control is where this starts. […]