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Managing Receivables When Your Customers Are Government or PSUs

Framework to manage government and PSU receivables in India and protect working capital

If your biggest customers are government departments or PSUs, you already know this truth: sales are guaranteed, but cash is not. On paper, things look better than before. Delayed payments to Indian businesses have come down to ~₹7.34 lakh crore as of March 2024, lower than previous years. But for MSMEs and mid-sized suppliers, that […]

How to Set Up Credit Control Policies Without Hurting Customer Relationships

A practical framework for setting credit control policies that protect cash flow while maintaining healthy, professional customer relationships

Late payments are now a routine working-capital issue for Indian companies, not a one-off collections problem. Payment risk data shows DSO rising as credit terms loosen and enforcement weakens, especially in B2B trade. The impact is direct: cash forecasts break, vendor payments slip, and month-end numbers stop reflecting reality. Credit control is where this starts. […]